Attention homeowners in Webster and Monroe County: Need an appraisal?

Here are the top 7 reasons why NY homeowners order from Scott Kimble:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a NY property tax assessment
  3. Remove PMI to lower your mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in Monroe county or NY

Own a house in or near Webster, NY and need help deciding the value of it?
Contact Scott Kimble.

At Scott Kimble, we understand the unique needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. But as a consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Scott Kimble, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to remove PMI

A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Scott Kimble, we're qualified in helping clients just like you do away with unnecessary PMI insurance.

Challenging Monroe county's assessment of your property

Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes close by. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Scott Kimble is your number one weapon.

HELOC recently frozen?

If your house is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Scott Kimble can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for verity? An appraiser from Scott Kimble can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.